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2026-03-06 00:00:00:0本报记者 熊 捷 向子丰3014370410http://paper.people.com.cn/rmrb/pc/content/202603/06/content_30143704.htmlhttp://paper.people.com.cn/rmrb/pad/content/202603/06/content_30143704.html11921 首场代表通道，一心一意守初心（现场·代表通道），详情可参考51吃瓜
Ultimately, BofA is not predicting the overnight disappearance of the human insurance agent, nor is it suggesting that massive corporations like Coca-Cola will suddenly buy complex insurance policies from a chatbot. However, BofA warns that an agency business currently perceived as having 3% to 7% organic revenue growth could see that slip to 1% to 5% in the face of disruptive technology. BofA concludes that with 10% to 20% of current business potentially facing disintermediation, the industry’s premium valuations leave very little room for error.